alrajhi bank Credit Card “Charge Card”

Terms and Conditions

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Infinite Charge Credit Card

Because we always strive to create everything in line with your lifestyle, and you deserve nothing less than excellence, we have designed your Visa Infinite card to meet all your needs and aspirations.

It is your companion in solutions and comfort

Cards Benefits

Free Cards

Additional Cards for Family Members, gives them the same features and benefits as per your primary card. In addition to:

  1. Controlling the credit limit of the additional card.
  2. Resetting the credit limit of the additional card.
  3. Sending notifications and verification codes directly to the additional cardholder.
    earn point

    Earn 150,000 welcome mokafaa points when spending SAR 25,000 in the first 90 days from the card issuance date.

    Paying 100% of the monthly Card statement.

    Tasaheal Program

    0% Tasaheal Program You Can Convert Your Transactions Into Equal And Flexible Monthly Installmentswith 0% Profit Margin And ZERO Processing Fee Through Program Partners

    airport lounge

    Access to 1,200 global airport lounges through the Visa Airport Companion app, in collaboration with. DragonPass For more

    Extended Warranty

    Extended Warranty For Purchases Using Your Credit Card.

    Extended Warranty

    24/7 global Concierge services that can assist you with your needs flights bookings, hotels, car rental, and events tickets etc. Please call +97143611234 or +442078502829 or through WhatsApp services +447874023129 to take advantage of this service.

    earn point

    mokafaa Program allows you to earn 4 points domestic per SAR 1 in your purchasing and 6 points in international with your card.

    1. Redeem your mokafaa points at over 100 merchants using your mobile number directly.
    2. Convert your mokafaa points to flyer miles via Al Rajhi bank app.
    3. Transfer reward points to any alrajhi bank customer registered in the program.
    4. Donate and transfer reward points to one of the charitable societies listed in the program.
    Discounts

    Instant Discounts, Enjoy a unique collection of offers and experiences across travel, dining, wellness and more with your Infinite Charge Credit Card

    Safe Online Shopping

    Safe Online Shopping.

    0% Monthly Profit Margin

    Visa Checkout

    Protection:

    1. Complimentary Multi-trip Travel Insurance (MTTI) program.
    2. Purchase protection lost, stolen or damaged goods purchased using credit cards.
    3. Extend your warranty on eligible purchases

    Card Features

    ATM

    Cash Withdrawal, Local & international cash withdrawal up to 30% of your credit limit.

    POS

    Accepted at over 30 million local & international POS including 900,000 ATMS worldwide.

    Near field Communication

    Near-field Communication (NFC), mada Pay, mada Atheer and Apple Pay services, make your payments by simply waving or tapping your card on the POS terminal.

    SMS

    Instant Notifications, A free service that sends you a notification messages to stay on the top of your finances with ease and convenience.

    Free protection

    3D Secure, More secure than cash, 3D secure uses a verification process, one time password for online shopping and EMV chip to protect your information.

    Fees and Charges

    Schedule of Charges Fee
    Card issuance

    SAR 370

    Now Free for Life Valid till 31 December 2024

    Annual fees

    SAR 320

    Now Free for Life Valid till 31 December 2024

    Supplementary Card issuance fee SAR 180
    Supplementary Card Annual fees SAR 145
    Foreign Transaction Fee 2.75%
    Request to increase/decrease the temporary credit limit SAR 25
    Replacement fees SAR 25
    Cash Withdrawal fee (alrajhi bank ATM’s) SAR 21
    Cash Withdrawal fee from domestic / international ATM’s bank SAR 30
    Cash Withdrawal fee / Amount transfer Fees \Transfer to electronic payment wallets* SAR 9
    Wrong Dispute SAR 30

    * Effective date January 3, 2024

    Required Documents:

    Al Rajhi Bank

    Existing bank account with Al Rajhi bank.

    ID

    Copy Of Valid ID (National ID/Iqama)

    Salary Certificate

    Salary Certificate mentioning employments from employee

    Application Form

    Fill & submit application form. Submit Now

     Terms & Conditions

    Approve the Terms & Conditions

    Don’t have an alrajhi bank account? Create one now


    You can also apply through the following channels


    Apply Now

    You can apply through alrajhi bank Online

    Call Now

    We are here for your service give us a call

    branch

    Via Branches

    There is always a branch nearby

    Tutorial Videos

    Tutorial Videos

    Frequently Asked Questions:

    The Card offered by Al Rajhi Bank is a fully sharia compliant Card and offer unparalleled benefits tailored to your needs.
    No interest or profit charges on card, you have to pay 100% of the amount due on your card’s monthly statement.
    Upon receiving the Card from courier, you need to activate it by logging into Al Mubasher (online banking) or calling our toll free number 800 124 1222. Since this Card is secured by “Chip & Pin” feature, you also need to setup your PIN code while activating your Card.

    Alternatively ,Please follow steps outlined in :

    CALL TOLL FREE WITHIN KSA  92000 33 44

    TOLL FREE WITHIN KSA  +966 92000 33 44

    Al Rajhi bank app

    Al Rajhi Online.

    Yes. Card is secured by “Verified by VISA (VBV)” for online shopping & purchases you make.
    Yes. A supplementary Card can be issued to your family members upon your request.
    You can view all transactions done with your card through AlRajhi Mobile or Al Mubasher-online banking.
    Al Rajhi bank deduct all monthly transactions balance from the card on (26) of the calendar month following month of use.

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