Flexible Monthly Payment

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SELECTIVE Credit Card

A Credit Card exclusively for Ladies

Identity, self-esteem, recognition and preferences for female customers is founding principal of our newly launched Selective Credit Card, which is uniquely, designed for female customers.

The elite & prestigious Card design reflects the symbol of personality and individuality, which topped with metal plastic to show case differentiation.

The SELECTIVE Card coupled with unique & unmatched benefits, which tailored and embedded as key features; selectively for segment and need explicitly.

Therefore, will be Fitness & diet, flowers for special occasions, health & medical checkups, car rentals, home redo, quick transportation services or dine out with family/friends/or office colleagues; Your unique identity is highlighted by offering you a Ladies Only SELECTIVE Credit Card

The Card is a high limit, and fully Sharia compliant Credit Card with a flexible repayment. SELECTIVE Credit Card is based on giving you a fully Sharia compliant finance, and then you can deposit the funds in your card account to use it on purchases or cash withdrawals.

Cards Benefits

Free Additional cards for your immediate family members, give them the same features and benefits as per your primary card. In addition to:

Controlling the credit limit of the additional card.
Resetting the credit limit of the additional card.
Sending notifications and verification codes directly to the additional cardholder.

Earn 75,000 welcome mokafaa points when spending SAR 25,000 in the first 90 days from the card issuance date

Access to 1,200 global airport lounges through the Visa Airport Companion app, in collaboration with DRAGONPASS. For more

Exclusive perks with Kiwi Collection, the world’s largest and most diverse and curated collection of luxury hotels including:

Automatic room upgrade upon arrival, when available
Late check-out upon request, when available
$25 USD food or beverage credit
Complimentary continental breakfast daily

mokafaa Program Allows You To Earn 4 Points Per SAR 1 Domestic Spend And 6 Points On International Spend With Your Card

Redeem your mokafaa points at over 100 merchants using your mobile number directly.
Convert your mokafaa points to flyer miles via alrajhi bank app.
Transfer reward points to any alrajhi bank customer registered in the program.
Donate and transfer reward points to one of the charitable societies listed in the program.

24/7 global Concierge services that can assist you with your needs flights bookings, hotels, car rental, and events tickets etc. Please call +97143611234 or +442078502829 or through WhatsApp services +447874023129 to take advantage of this service.

0% Tasaheal Program you can convert your transactions into equal and flexible monthly installments with 0% profit margin and zero processing fee through program partners

Enjoy the flexibility of paying as low as 5% of your monthly card statement.

Instant Discounts, enjoy a unique collection of offers and experiences across travel, dining, wellness and more with your Infinite Credit Card

Extended warranty for purchases using your credit card.

Protection:

Complimentary Multi-trip Travel Insurance (MTTI) program.
Purchase protection lost, stolen or damaged goods purchased using credit cards.
Extend your warranty on eligible purchases

“Visa checkout” the easier pay online service

Card Features

Cash withdrawal, local & international cash withdrawal up to 30% of your credit limit

Accepted at over 30 million local & international POS including 900,000 ATMS worldwide.

Near-field Communication (NFC), madaPay, mada Atheer and Apple Pay services, make your payments by simply waving or tapping your card on the POS terminal.

Instant notifications, a free service that sends you a notification messages to stay on the top of your finances with ease and convenience.

3D Secure, More secure than cash, 3D secure uses a verification process, one time password for online shopping and EMV chip to protect your information.

Fees and Charges

Schedule of Charges	Fee
Annual Primary Card	SAR 790 Now Free for Life Valid till 31 December 2024
Supplementary Card*	2 free cards SAR 50 for each Additional Card
Monthly Profit Rate	2.2%
Monthly Minimum Payment	5% or SAR 100 whichever is higher
Additional fee on International Transactions	2.75%
Replacement	SAR 50
Cash Withdrawal fee / Amount transfer Fees \Transfer to electronic payment wallets**	SAR 75
Wrong Dispute Fee	SAR 50
Application of Purchase Voucher Copy	SAR 150

*Effective date December 10, 2023

** Effective date January 3, 2024

Financing And Savings Products For Individuals

Required Documents:

Existing bank account with Al Rajhi bank.

Copy Of Valid ID (National ID/Iqama)

Salary Certificate Mentioning Employments From Employee

Fill & Submit Application Form. Submit Now

Approve the Terms and Conditions.

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Tutorial Videos

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Tutorial Videos

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Example: Descriptive Examples showing the APR based on the credit limit

Example	1	2	3
Due Amount	SAR 20,000	SAR 50,000	SAR 75,000
APR	33.27%	27.58%	27.3%
Finance APR	23.88%	23.88%	23.88%
Minimum Payment Amount %	5%	5%	5%
Months Until Balance Repaid*	98 Months	128 Months	140 Months

* If the minimum payment amount made every month, it will take almost the months that appeared for each product in table to repay the full amount, keeping in view compounded interest added each month.

*APR may change based on the change in the financing amount and due date.