Flexible Monthly Payment

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Infinite Credit Card

Flexible Monthly Payment

Are you thinking of getting a fully Sharia compliant Credit Card having a high limit with a flexible repayment?

Al Rajhi Bank introduces the Infinite Credit Card based on Murabaha finance to offer you the ultimate flexibility and many unique features.

The card is based on giving you a fully Sharia compliant finance, and then deposit the funds in your card account to use it on purchases or cash withdrawals.

Cards Benefits

Free Additional cards for your immediate family members, give them the same features and benefits as per your primary card. In addition to:

Controlling the credit limit of the additional card.
Resetting the credit limit of the additional card.
Sending notifications and verification codes directly to the additional cardholder.

Enjoy complimentary valet parking services at no cost. For more details

Enjoy complementary airport transfers at no cost. For more details

Enjoy complimentary golf clubs at at no cost For more details

Earn 150,000 welcome mokafaa points when spending SAR 25,000 in the first 90 days from the card issuance date.

Access to over 1,200 global airport lounges through the Visa Airport Companion app, in collaboration with DRAGONPASS. For more

Exclusive perks with Kiwi Collection, the world’s largest and most diverse and curated collection of luxury hotels including:

Automatic room upgrade upon arrival, when available
Late check-out upon request, when available
$25 USD food or beverage credit
Complimentary continental breakfast daily

mokafaa Program

Allows You To Earn 3 Points Per § 1 Domestic Spend And 5 Points On International Spend With Your Card

Redeem your mokafaa points at over 100 merchants using your mobile number directly.
Convert your mokafaa points to flyer miles via Al Rajhi bank app.
Transfer reward points to any alrajhi bank customer registered in the program.
Donate and transfer reward points to one of the charitable societies listed in the program.

Complimentary Travel Insurance provided by Visa International, for details and how to avail the insurance policy.

24/7 global Concierge services that can assist you with your needs flights bookings, hotels, car rental, and events tickets etc. Please call +97143611234 or +442078502829 or through WhatsApp services +447874023129 to take advantage of this service.

0% Tasaheal Program, You Can Convert Your Transactions Into Equal And Flexible Monthly Installments With 0% Profit Margin And ZERO Processing Fee Through Program Partners

Enjoy The Flexibility Of Paying As Low As 5% Of Your Monthly Card Statement.

Instant Discounts, Enjoy a unique collection of offers and experiences across travel, dining, wellness and more with your Infinite Credit Card

Extended Warranty For Purchases Using Your Credit Card.

Protection:

Complimentary Multi-trip Travel Insurance (MTTI) program.
Purchase protection lost, stolen or damaged goods purchased using credit cards.
Extend your warranty on eligible purchases

“Visa Checkout” The Easier Pay Online Service

Card Features

Cash Withdrawal, Local & international cash withdrawal up to 30% of your credit limit.

Accepted at over 30 million local & international POS including 900,000 ATMS worldwide.

Near-field Communication (NFC), madaPay, mada Atheer and Apple Pay services, make your payments by simply waving or tapping your card on the POS terminal.

Instant Notifications, A free service that sends you a notification messages to stay on the top of your finances with ease and convenience.

3D Secure, More secure than cash, 3D secure uses a verification process, one time password for online shopping and EMV chip to protect your information.

Fees and Charges

Schedule of Charges	Fee
Annual Primary Card	SAR 990 Now Free for Life Valid till 31 September 2025
Supplementary Card*	2 free cards SAR 50 for each Additional Card
Monthly Profit Rate	2.2%
Monthly Minimum Payment	5% or SAR 100 whichever is higher
Additional fee on International Transactions	2%
Replacement	SAR 15
Cash Withdrawal (via ATM)/Transfer from card to current account	3% for transactions below SAR 2500, with a maximum limit of SAR 75 for transactions equal to or above SAR 2500
Inquiry at ATM	SAR 1.5
Cash Withdrawal (Adding money to e-wallets)	Free
Wrong Dispute Fee	SAR 25

* Effective Date July 19, 2025

Financing And Savings Products For Individuals

Required Documents:

Existing bank account with Al Rajhi bank.

Copy Of Valid ID (National ID/Iqama)

Salary Certificate Mentioning Employments From Employee

Fill & Submit Application Form. Submit Now

Approve the Terms and Conditions

Don’t have an alrajhi bank account? Create one now

You can apply easily through

alrajhi bank app

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You can also apply through the following channels

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8001241222

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Tutorial Videos

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Tutorial Videos

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Example: Descriptive Examples showing the APR based on the credit limit

Example	1	2	3
Due Amount	SAR 75,000	SAR 100,000	SAR 150,000
APR	26.97%	26.19%	25.4%
Finance APR	23.88%	23.88%	23.88%
Minimum Payment Amount %	5%	5%	5%
Months Until Balance Repaid*	140 Months	149 Months	162 Months

* If the minimum payment amount made every month, it will take almost the months that appeared for each product in table to repay the full amount, keeping in view compounded interest added each month.

*APR may change based on the change in the financing amount and due date.

Frequently Asked Questions:

Why should I apply for Card ?

The Card offered by Al Rajhi Bank is a fully sharia compliant Card based on Islamic principle and offer unparalleled benefits tailored to your needs.

What is the Islamic concept used for the Card?

The card is based on Murabaha financing wherein purchase and sale of commodity is consented by the customer for the issuance of Card.

Is there any interest or profit charges on Card ?

The Card offers you lowest ever profit rate of 1% per month as a part of monthly Murabaha installment on your Card. However, upon full payment of your outstanding on due date, full rebate equivalent to your installment will be credited into your Card account. This way the impact of profit is void.

Once I receive the Card, how can I start using it?

Upon receiving the Card from courier, you need to activate it by logging into Al Mubasher (online banking) or calling our toll free number 800 124 1222. Since this Card is secured by “Chip & Pin” feature, you also need to setup your PIN code while activating your Card.