All below Products and Services fees are subject to VAT at the standard rate of 15%
* Effective Date Feburary 20, 2026
| Transaction/Service | Maximum Fee (Excluding VAT) |
|---|---|
| Opening a Current Account / E-Wallet | Free of charge |
| Transaction/Service | Maximum Fee (Excluding VAT) |
|---|---|
| Cash Withdrawal Transaction | Free of charge |
| Cash Deposit Transaction | Free of charge |
| Cheque Deposit Transaction | Free of charge |
| Transaction/Service | Maximum Fee (Excluding VAT) |
|---|---|
| mada Card Issuance | Free of charge |
| mada Card Renewal | Free of charge |
| Re-issuance of mada Card Retained by ATM | Free of charge |
| Re-issuance of mada Card (Lost / Damaged / Incorrect PIN entered 3 times) | SAR 10 |
| Issuance of Additional mada Card | SAR 10 |
| Local mada Card usage via POS or Online Transactions | Free of charge |
| mada Card usage via POS within GCC Network | Free of charge |
| International Purchase Transactions | 2% from transaction amount |
| Cash Withdrawal via mada Cards within GCC Network | SAR 10 |
| International Cash Withdrawal via mada Cards (Excluding GCC Network) | Up to 3% of the transaction amount (Max SAR 25) |
| Balance Inquiry and Mini Statement via ATM | Free of charge |
| Balance Inquiry via mada Cards through GCC Net ATMs | SAR 3 |
| Invalid Dispute on Transactions or Account Statement | SAR 15 |
| Transaction/Service | Maximum Fee (Excluding VAT) |
|---|---|
| Bill Payments, Refunds, and Service Fees | Free of charge |
| Transaction/Service | Maximum Fee (Excluding VAT) |
|---|---|
| Issuance of Cheque Book (25 Cheques) | Free of charge |
| Issuance of Additional Cheque Book (25 Cheques) | SAR 5 |
| Issuance of Banker’s Cheque | SAR 5 |
| Cancellation of Banker’s Cheque | SAR 5 |
| Request for a Copy of a Cheque Cashed within Less than One Year Ago | SAR 5 |
| Issuance of Foreign Currency Banker’s Cheque (Issuance of a Cheque in Any Currency Other than Saudi Riyal) | SAR 10 |
| Cancellation of Foreign Currency Banker’s Cheque (Cancellation of a Cheque Issued in Foreign Currency) | SAR 10 |
| Stop Payment of a Cheque | SAR 5 |
| Request for a Copy of a Cheque Cashed More than One Year Ago | SAR 10 |
| Transaction/Service | Maximum Fee (Excluding VAT) |
|---|---|
| Beneficiary Registration | Free of charge |
| Setting Up Standing Payment Order | SAR 5 |
| Cancellation of Standing Order | Free of charge |
| Intra-bank Transfer / Intra-EMI Wallet Transfer | Free of charge |
| Cash Transfer between Bank Branches | SAR 10 |
| Domestic Transfer (Local Banks/EMIs) for transactions ≤ SAR 2,500 | SAR 0.5 |
| Installment Collection Agreement – Beneficiary Fees | SAR 15 |
| Domestic Transfer (Local Banks/EMIs) for transactions > SAR 2,500 and ≤ SAR 20,000 | SAR 1 |
| Branch | Electronically | |
| Domestic Transfer Transactions (Local Banks/EMIs) > SAR 20,000 (Same Business Day) | SAR 25 | SAR 7 |
| Domestic Transfer Transactions (Local Banks/EMIs) > SAR 20,000 (Next Business Day) | SAR 15 | SAR 5 |
| Outbound International Transfer Transactions | SAR 75 | SAR 50 |
| Amendment / Cancellation of International Transfer Transactions | SAR 25 | SAR 15 |
| Transaction/Service | Maximum Fee (Excluding VAT) |
|---|---|
| Administrative Fees for Granting Real Estate Financing Product | 1% of Financing Amount (Max SAR 5,000) Whichever is less |
| Administrative Fees for Products Other Than Real Estate Financing | 0.50% of Financing Amount (Max SAR 2,500) Whichever is less |
| Mortgage Release (upon settlement of all obligations under the financing contract) | Free of charge |
| Bank Service | Cost | |
|---|---|---|
| Issuance of Introductory Certificate | Free of charge | |
| Issuance of Periodic Account Statement for Less than One Year – Upon Customer Request | Free of charge | |
| Issuance of Account Statement for Less than One Year | Free of charge | |
| Issuance of Account Statement for More than One Year (Branch / Electronically) | SAR 15 | Free of charge |
| Issuance of Liability Certificate | Free of charge | Free of charge |
| Issuance of Debt Transfer Document | Free of charge |
|
| Issuance of Clearance Certificate | Free of charge | |
| Issuance of No-Liability Certificate | Free of charge | |
| Issuance of IBAN Certificate | Free of charge | |
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