Personal Finance Refinance
Personal Finance Refinance
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Personal Finance Refinance
The bank provides the possibility of consolidating the customer’s obligations from the personal finance contracts with the bank in one contract by paying them through a third party. A maximum financing is implemented so that the third party contract is paid and the rest of the finance amount is available in the customer’s account. The product is also available to customers who have one personal finance.
Features:
Annual rate starts from 3.32%
Earn 6,000 mokafaa Points when you apply for refinance via alrajhi bank app
You can get Watani financing with a maturity period of up to 60 months *
Competitive profit margin ratio
The speedy completion of all procedures for the customer’s financing request
Enable the customer to benefit from the financing products and other services provided by AlRajhi Bank
Possibility of financing retired customers
The ability to apply for a financing and implement it directly through the application
Possibility of early repayment at any time based on the customer's request
No guarantor is required to obtain financing
Exemption from indebtedness in the event of death or total disability, God forbid
Product Terms and Requirements:
Nationality:
That the customer is (citizen or resident) on the job or retired
Employer:
That the customer is an employee of one of the approved employers within the bank
Minimum Age:
18 years for citizens and 23 years for residents
Minimum Salary:
Customer Age:
The age should not exceed 60 years for employees and 75 years for retirees (when paying the last installment)
Required Documents:
Don’t have an alrajhi bank account? Create one now
How much money can you borrow?
Product Example
| Financing Amount | Maturity In Years | ||
| APR | Monthly Installment Amount | ||
| SAR150,000 | 5 | 6.43% |
SAR2,884 |
You can apply easily through
alrajhi bank app
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You can also apply through the following channels
Apply Now
You can apply through alrajhi bank Online
Call Now
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Via Branches
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Personal Finance Calculator :
Personal Details:
Enter Your Monthly Salary 
Current Monthly Installments Paid
Your Monthly Payment
SAR 0*
Your Finance Amount
SAR 0*
Total Amount Payable
SAR 0*
APR
0%
Payable Period
Months
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