Business 2 Business

Business-to-Business is a secure solution designed for companies that require direct integration between their accounting or ERP systems and Al Rajhi Bank’s backend infrastructure. It enables seamless access to account information and straight through processing of high volume transactions, all in compliance with the highest international security standards Ideal for organizations seeking enhanced efficiency, automation, and secure real time financial operations.

Key Characteristics and Benefits:

Enhanced Cash Flow Forecasting.
Faster Payment Processing.
Automated Reconciliation.
Automated Reporting and Analysis.
24/7 System Availability.
Bulk Transfers.
Company Account Statements.
Utility and Government Payments.
Payroll File and Cards Distribution.
Direct Integration with Virtual Accounts Service.
Standardized, Quick Integration.
Straight through processing with instant status updates.
Straight through processing with Instant acknowledgement and status update.
Secure access via advanced firewalls & antivirus mechanisms.
Handles high volume data exchange without lag.

Per Transaction Scheme	Fee
One-time Subscription Fee for Integration	SAR 25,000
Annual Fees	SAR 10,000
B2B – VA integration one-time setup costs	Zero as we are already charging SAR 25k for each VA & B2B setup fees.

Transaction Fee	Same Day	Next Day
Internal Transfer (within ARB)	Free	Free
Local Transfer (S A R I E)	SAR 7	SAR 5
International Transfer	SAR 45	SAR 45
SADAD (Bills + MOI)	Free	Free
Bulk Payments	SAR 5.5 for each file	SAR 5.5 for each file
WPS Payroll	Payroll Fee as per payroll agreement	Payroll Fee as per payroll agreement