
Shlha Program
Become a Shlha Program partner
SHLHA Program
At alrajhi bank, we’re committed to delivering innovative financing solutions that create real value. The Shlha Program is designed to offer customers profit free financing with no admin fees completely covered by our merchant partners. This unique initiative enables faster access to funding while helping merchants grow their business through exclusive access to alrajhi’s wide customer base.

Benefits and Features for Merchants:
- Expand your customer reach with access to Al Rajhi’s extensive client base
- Boost your sales through flexible, profit free financing solutions
- Enjoy higher customer conversion with no upfront cost for buyers
- Build a long term, sustainable partnership with alrajhi bank

Benefits and Features for customers:
- 0% profit margins.
- Fast approval process quick and seamless experience
- Eligible for retired and non Saudi customers
- No guarantor required
- Option to finance on behalf of another beneficiary
- Support for customers nearing retirement
- Early settlement allowed anytime
- Debt waived in case of death or permanent disability (God forbid)
- Access to additional alrajhi bank services and financial products
- Enabling the customer to benefit from financing products and other services provided by Al Rajhi Bank.
How to apply
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