Top-Up
The bank grants new financing to the customer through this product without repaying the existing financing and the salary of the new customer is taken into consideration when granting
Key Features of the Personal Finance Top-Up
Discover the unique advantages that make our program stand out.
Low Annual Rate
Starting from a low annual rate of just 3.32%.
Bonus Points
Earn 6,000 mokafaa points for refinancing via the app.
Flexible Maturity Period
Enjoy financing terms available for up to 60 months.
Competitive Profit Margin
Take advantage of a highly competitive profit margin ratio.
Quick Process
Fast completion of financing procedures.
Access to Bank Services
Enjoy financing and other AlRajhi Bank services.
Financing for Retirees
Financing options also available for retired customers.
Easy Application
Apply and receive financing directly in-app.
Early Repayment Option
Option to make early repayments anytime upon request.
No Guarantor Needed
Financing available without a guarantor.
High Financing Amount
Receive financing amounts of up to 2.5 million SAR.
Debt Exemption Coverage
Exemption from debt in case of death or total disability, God forbid.
Product Example
| Financing Amount | Maturity In Years | APR | Monthly Installment Amount |
|---|---|---|---|
| SAR 13,855 | 5 | 13.8 % | SAR 2,628 |
| SAR 5,000 | SAR 353,357 | SAR 477,454 | SAR 2,500 |
| SAR 5,000 | SAR 353,357 | SAR 477,454 | SAR 2,500 |
| SAR 5,000 | SAR 353,357 | SAR 477,454 | SAR 2,500 |
| SAR 5,000 | SAR 353,357 | SAR 477,454 | SAR 2,500 |
Product Terms and Requirements:
Nationality
That the customer is citizen on the job or retired
Employer
That the customer is an employee of one of the approved employers within the bank.
Minimum Age:
18 years for citizens
Minimum Salary:
For citizens: 2000 riyals and 1900 for retirees
Customer Age:
The age should not exceed 60 years for employees and 75 years for retirees (when paying the last installment)
Required Documents:
- National identity card
- Salary definition
- Salary fixation
- Financing application form
Personal finance calculator
Please note that this calculator only helps you calculate the approximate financing amount and does not represent the exact amount of financing and payments. For actual approval details, please contact us at 8001241222
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